The Optima Platinum had no annual fee, versus the $450 fee for the Platinum Card.Ĭomments are closed. Although the latter is technically called the American Express Optima Platinum, don’t confuse it with the American Express Platinum Card which is a charge card - a high-tier one, at that.

It’s not a true Platinum Card: There are two classes – regular and platinum.

For a good card that’s not too difficult to get, here’s one I really like: No here are some caveats you need to know about the Optima if you’ve received a solicitation for it: I hear from people with scores in the high-600′s getting approved for it. Then in another six to nine months, try applying for the Gold Delta SkyMiles card because based on feedback I’ve received from applicants, it definitely sounds to be the easiest American Express card to get. So if you have less-than-perfect credit and want an American Express card, my recommendation would be to work on getting another non-AmEx credit card or two on your report. If you call and ask to apply you can’t do it. You can’t get an Optima unless you’ve been solicited for it with a targeted offer. It was first launched in 1987 but beginning in July 2009, American Express (a CreditCardForum advertising partner) stopped accepting new applications for it (the exception being the “Oasis” applicants with less than perfect credit, discussed below, who are still offered it). Optima credit card American Express Optima Card Discontinued or Not? Posted by CreditCardGuru Q: What happened to the Optima credit card from American Express? I went to their website and can’t find it anywhere! A: The Optima was AmEx’s very first credit card (different from their charge cards, which require payment in full each month). From the Lending Card New Card Offer program (OASIS), (i) for each.

An option for customers to pay off their balances in full for an Optima lending. By personal finance author Shawn Coomer - American Express maintains a. “Respondent AECB” means American Express Centurion Bank, and its. Captain Tsubasa 4 Snes English Rom Download on this page. So I'll be paying an old charge off on my AMEX Gold Card, and applying for the Optima.

Amex optima/oasis program